Meldia
Your Money, Beyond Uncertainty.
Most finance apps show you numbers. Meldia shows you patterns. We focus on understanding your behavior—the habits that shape your spending, the trends that predict your future, and the insights that help you make smarter decisions before you make them.
Start your 7-day free trial
No credit card required • Full access • Cancel anytime
Start your 7-day free trial
No credit card required • Full access • Cancel anytime
Steady Progress Week
You're maintaining excellent spending discipline this week. Your grocery spending is down 15% from last month, and you've stayed well within budget on dining out. Keep up the momentum - you're on track to hit your savings goal by month end.
Your Key Habits
Here's what I'm picking up...
The Grocery Optimizer
You've cut grocery spending by 15% this month by shopping twice a week instead of daily trips - saving you an estimated $180 annually.
The Weekday Saver
Your weekday spending is 40% lower than weekends. You're doing great at maintaining discipline during work days while still enjoying your weekends.
Powered by Claude Sonnet
Your Financial Thinking Engine
Stop guessing about your finances. Meldia learns your spending patterns, predicts your cash flow, and gives you the insights you need to make confident financial decisions in real-time
Dual Dashboard
Your financial brain, two ways
Toggle between your traditional financial dashboard (spending, savings, income, bills) and your behavioral dashboard powered by Claude Sonnet AI. See raw numbers or discover the hidden patterns that are secretly costing you money. Same data, two revelations.
Behavioral Scorecard
Get scored on what matters
Your 5-dimension behavioral scorecard tracks Diligence, Control, Timeliness, Planning, and Growth. But here's the difference: we don't just show you a score. We show you the dollar impact of each behavior change, your momentum streaks, and exactly what your habits are costing (or saving) you every week.
Affordability Engine
Your financial second opinion
"Can I afford this?" gets you a 1-10 affordability score, bill impact analysis, recovery timeline, and plain-language guidance. Not just "yes" or "no"—but "here's what happens if you buy now vs. waiting a week." Make informed decisions, not regretful ones.
Bank Connection
One-tap bank sync
Connect any bank account with Plaid (the same security technology powering Venmo and Robinhood). Real-time balance updates, automatic income detection, bill tracking, and up to 1 year of transaction history—all without ever sharing your password. Your data stays encrypted end-to-end.
Choose Your Future
You know that sinking feeling when you're about to buy something but have no idea if it'll mess up your finances? We turn that anxiety into confidence with real-time financial intelligence
Before Meldia.
How financial stress works
Can I even afford this?
Stare at your bank balance for the tenth time today, wondering if that purchase will leave you short. Check your upcoming bills, calculate what's left, then second-guess yourself anyway.
The number sits there, but it never feels like enough context to make the call with confidence.
After Meldia.
What peace feels like
You can afford it.
Check any purchase in seconds. Get a clear yes or no based on your actual financial situation—your balance, upcoming bills, and spending patterns.
No more guessing. No more anxiety. Just confidence.
Your Personal Purchase Advisor
Ask 'Can I afford this?' and get smart analysis of timing, alternatives, and financial impact so you can buy with complete confidence.
Can I afford it?demo
Thinking about a purchase? Enter the details and we'll tell you if you can afford it without impacting your financial goals.
Ready to analyze
Enter your purchase details to see how Meldia evaluates affordability
Try free for 7 days
Simple Pricing, All Features
Start with a 7-day free trial - no credit card required. Complete access to Meldia's financial intelligence engine: smart purchase analysis, personalized insights, and real-time affordability scoring. Lock in founder pricing today and save 25-31% forever as one of our first 100 users.
Best Value | Save 31%
Year-round
Never wonder if you're making a financial mistake again. Lock in your lowest rate and get a full year of real-time decision support when you need it most.
$7.50
/monthly
$89.00
/yearly
$99.99/year
🎉 Founder Pricing - Locked in forever
Real-time affordability scoring (0-10) for every purchase
AI-powered behavioral insights and spending pattern analysis
5-dimensional financial health scorecard (Diligence, Planning, Timeliness, Control, Growth)
Automatic income detection and next paycheck prediction
Smart bills tracking with cash flow impact analysis
Spending spree detection and unusual purchase alerts
Multi-period analysis (Daily, Weekly, Monthly, Quarterly, Yearly)
Multi-account net worth tracking (checking + savings)
$0.00 due today • Cancel anytime
Standard
Stop second-guessing every purchase. Get instant answers to "Can I afford this?" and make confident financial decisions without the stress and regret.
$8.99
/monthly
$11.99/month
🎉 Founder Pricing - Locked in forever
Real-time affordability scoring (0-10) for every purchase
AI-powered behavioral insights and spending pattern analysis
5-dimensional financial health scorecard (Diligence, Planning, Timeliness, Control, Growth)
Automatic income detection and next paycheck prediction
Smart bills tracking with cash flow impact analysis
Spending spree detection and unusual purchase alerts
Multi-period analysis (Daily, Weekly, Monthly, Quarterly, Yearly)
Multi-account net worth tracking (checking + savings)
$0.00 due today • Cancel anytime
What Our Users Say
Real feedback from people who've transformed their financial confidence with Meldia
Stopped agonizing over every purchase. The affordability score showed me I could actually buy that MacBook without wrecking my finances. First time I've felt confident spending in years.
S
Sarah M.
The behavioral dashboard caught me spending $400 on DoorDash monthly. Watching my control score drop was a wake-up call. Cut it to $150 and my diligence score is finally improving.
E
Ezra C.
Used to panic before every purchase. The affordability feature tells me exactly if I can handle it without destroying my savings goals. Takes the guesswork out completely.
M
Maya R.
Stopped agonizing over every purchase. The affordability score showed me I could actually buy that MacBook without wrecking my finances. First time I've felt confident spending in years.
S
Sarah M.
The behavioral dashboard caught me spending $400 on DoorDash monthly. Watching my control score drop was a wake-up call. Cut it to $150 and my diligence score is finally improving.
E
Ezra C.
Used to panic before every purchase. The affordability feature tells me exactly if I can handle it without destroying my savings goals. Takes the guesswork out completely.
M
Maya R.
The 5-dimension scorecard hit different. Seeing my awareness score at 3/10 was brutal but honest. Forced me to actually look at my spending instead of avoiding it. Up to 7 now.
J
Jasper W.
My planning score was garbage because I kept winging it with business expenses. The affordability check before buying equipment stopped me from overspending three times already.
L
Luna D.
Behavioral insights showed me I stress-spend every Sunday night. Literally a pattern I never noticed. Now I just avoid shopping apps on Sundays. Control score went from 4 to 8.
D
David K.
The 5-dimension scorecard hit different. Seeing my awareness score at 3/10 was brutal but honest. Forced me to actually look at my spending instead of avoiding it. Up to 7 now.
J
Jasper W.
My planning score was garbage because I kept winging it with business expenses. The affordability check before buying equipment stopped me from overspending three times already.
L
Luna D.
Behavioral insights showed me I stress-spend every Sunday night. Literally a pattern I never noticed. Now I just avoid shopping apps on Sundays. Control score went from 4 to 8.
D
David K.
